apple card canada reddit
If you apply online and dont add Apple Card to an eligible iPhone or iPad that you own you can only use it to make eligible purchases online and in-store at Apple. We learned earlier.
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My current card is only 1 because I didnt qualify for the 2 one so itd be worthwhile for me to get the Apple Card and use Apple Pay for any purchases where my other card benefits wouldnt apply anyway.
. In terms of interest rate Apple will offer you money with a pre-definite APR of between 13 and 24. In July of last year Apple trademarked Apple Card Apple Cash and Daily Cash in Canada. User profile for user.
Get 60000 Bonus Miles Travel Credits. Apple Credit Card Features Explained. Also the Apple Card is made of titanium and doesnt have a card number on it which makes it less susceptible to fraud and gives it a sleek look.
1 Its integrated into the Wallet app and designed for iPhone and a healthier financial life. Saving 045 a month would be very sweet. Amazonca Get 5 Amazon promotional credit with 50 Apple Gift Card purchase.
Trademark approvals usually take around 10 months in the country which could hint at a spring or summer 2020 debut for Apple Card in Canada. Aug 20 2019 216 PM Reply Helpful 1 Thread reply - more options. Unlimited 15 Cashback 0 Annual Fee.
Goldman Sachs is Apple Cards partner along with Mastercard in the United States. Compare Offers Apply. Apple filed for the Apple Card trademark in Canada last July and some Canadians erroneously received invites to setup the credit card via email last year.
No late fees no annual fees no over limit fees no international fees on this credit card. Youll get that flat cash back regardless of apple pay or not. However even if Apple Card were to eventually come to Canada we speculate it would differ from the US version of the card we broke down above.
Dont get the Apple Card just because its Apple. Ad 0 Intro APR until 2024. See if youre eligible.
2x Miles on Every Purchase. In the US most cards without an annual fee still have a foreign transaction fee but there are a few exceptions Capital One Discover Uber Apple Card etc I was just in Toronto and other parts of Ontario and Apple Card and a Capital One Savor were really nice - they basically worked like any Canadian card when it came to charges charged. The Apple Card originally launched with 3 cash back on goods or services purchased directly from Apple including Apple retail stores the Apple online store the App Store iTunes Apple Music.
Im sure there has been discussion. The companys CEO told CNBC last year an Apple Card roll out internationally would be likely. As mentioned earlier Apple Card is currently only set to be released to US customers and again there are no plans for the card to be released in Canada.
But it comes with a big asterisk because you must use Apple Pay to get elevated rates. Apple Credit Card in Canada. However the process.
That includes games inapp purchases and services like your Apple Music subscription and iCloud storage plan. Wouldnt have to carry the physical card because Id just use my current one anywhere that doesnt take Apple Pay and get the same 1 back. The 2 cash back on most purchases matches many of the highest flat-rate cash-back cards on the market.
It all depends on your credit score and your loyalty to Apple products. Link to this Post. Goldman Sachs also said that Apple Card is likely to eventually roll out to Canada and other markets internationally.
2 back on apple pay is limiting and most cards offer between 15 and 2 cashback ie citi doublecash. Daily Cash 2 cash back with every purchase 3 with purchases at Apple clean look at your transactions. The best Apple Card benefits are rewards of up to 3 cash back on purchases 0 fees easy integration with Apple products and the possibility of low APRs.
The Apple Card s benefits dont include many things traditionally. Apple Card sets a new level of privacy and security. Apple has received trademark approval for Apple Cash and Apple Card from the Government of Canada suggesting the services might one day.
The 3 back on select stores is okay but honestly is beat by any revolving category cards. 1 cashback when using the physical card is absolutely dismal. When it comes to the cashback rewards you get a whopping 3 for any purchase you perform in the Apple-verse.
Wednesday February 3 2021 1258 am PST by Tim Hardwick. You may want to look at getting a card through your local bank with a low credit limit and see if you can negotiate a better rate.
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